Partners

- Horus
- Motif
- Transform
- Ethoca
- Merchant eSolutions
- Experian
- eBillMe
- MIT
- GBGroup
- Authentify
Best-in-class solutions through strategic partnerships.

At 41st Parameter, we understand the importance of delivering best-in-class fraud management solutions to our customers. To complement our suite of products and services, we have partnered with industry-leading companies who share our risk management vision to make the Internet a safer place to conduct business.

Our strategic partnerships allow 41st Parameter to deliver high quality solutions by combining our core technologies with our partner's unique offerings to provide all customers the comprehensive risk management solutions needed to effectively conduct business online.

41st Parameter, in collaboration with the extended capabilities of our partners, address the specific industry, market or operational needs of any online business – be it a small business or a large institution, 41st Parameter and our partners will help protect you and your customers. For more information on becoming a partner, please contact us.

Headquartered in Sao Paulo, Horus Fraud Prevention specializes in solving payments fraud problems for industries most heavily targeted by crime rings including airlines, e-commerce, financial institutions, retail merchants, merchant acquirers, card issuers, and telecommunications providers. Horus Fraud Prevention is the exclusive reseller of 41st Parameter's FraudNet suite of solutions for Brazil and markets the portfolio of FraudNet solutions throughout South America.

Motif Inc. is a business process and knowledge process outsourcing company providing value-added services that support client's global expansion plans.

Motif's outsourcing service portfolio includes customer support, online fraud prevention, social media services, research & analytics, business services and healthcare services. Their clients rely on them for continuous improvement in customer experience amidst product, customer and geographical expansion.

Transform is a management and technology consulting firm focused on helping clients develop and implement initiatives for increasing revenue and quality, decreasing costs and variation, and driving profitable growth. Transform provides innovative solutions to the Aviation, Healthcare, Services, Technology and Government industries in the areas of Technology Integration, Performance Improvement, Organizational Transformation, and Growth.

Ethoca is making e-commerce safer and more profitable by building and powering the Global Fraud-Fighting Community, a cross-industry collaboration of merchants, banks, payment processors, fraud solution providers, individuals and law enforcement agencies working together in real time.

The Community (powered by Ethoca technology) enables businesses that operate in customer-not-present environments (Internet, phone, fax or mail) to more accurately screen, authenticate and verify their customer orders. Community members make more informed and better decisions about processing orders, because they pool order experience data, giving the whole community vastly greater visibility into who the good and bad customers are. Individual member data remains secure, but all members are more successful in combating fraud safely, effectively and with no competitive risk. The benefits of membership include an improved customer experience, increased revenue from fewer wrongly rejected orders, reduced fraud rates and fraud-related costs, and fewer orders referred for manual review.

Merchant e-Solutions (MeS) is an Internet-based payment processing company that was founded in 1999 and processes over $14 billion annually for over 60,000 merchants. MeS canprocess payments in over 40 currencies globally, as well as all domesticcredit, debit, checks and alternative payments. Services for merchants includean extensive set of in-house payment solutions, like the MeS Payment Gateway,which is PCI compliant, eliminates the need for merchants to store cardholderinformation, and includes ‘best rate’ validation. MeS also provides 24-hourcustomer service, advanced risk and chargeback management solutions andreal-time web based reporting.

Experian® is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions.

Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage.

For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Experian has corporate headquarters in Dublin, Ireland, and has operational headquarters in Costa Mesa, Calif., and Nottingham, UK. The Group employs approximately 15,500 people in 38 countries worldwide, supporting clients in more than 65 countries around the world. Continuing sales for the year ended March 31, 2008, were in excess of $4 billion.

eBillme™ is the only online payment solution that extends the convenience of online banking to the merchant's checkout, reducing the security risks of shopping online for both consumers and retailers. No financial data is exposed over the Internet to the retailer, and the payment transaction is securely transferred from the customer's bank to the retailer's bank. Consumers can shop online, by catalog or through call centers, and pay for their purchases at their bank, credit union, or bill pay portal, with the security and convenience of online banking. eBillme allows retailers to access the over 84 million Americans who use online banking.

Mercadotecnia Ideas y Tecnología (MIT) is a leading transactional gateway in Mexico. The company provides specialized transactional services, from banks to retailers andinter-institutions, making a smooth technological connection betweenthem allowing better payment solutions, customer services, information exchange and value added services based on marketing focus, clientoriented philosophy and the best available technology.

GB Group, the UK's leading identity management business, helpsorganisations realise the full value of their customer base by recognising and verifying all elements of a consumer's identity at every interaction. We know that identity matters. Through theapplication of our leading technology, we protect, predict and provide information that is used to maximise customer value for some of thelargest companies in the UK.

Authentify, Inc. provides automated, out-of-band authentication services that enable organizations to quickly and cost-effectively provide real-time user authentication during an Internet session. Authentify's phone-based solution provides quick and intuitive authentication with no additional training, software or devices required by the end user.

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